Hightop - Banking for the crypto generation

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Legal Customer SupportMon-Fri 9am-5pm MT

Direct Access to DeFi

The easiest way to earn epic returns

DeFi-Powered.
Cash & Crypto assets.
No fees.

Earn Account

3% to 10% APY

Make your savings work smarter.

Up to 10% yield (variable) through Hightop

Hightop is powered by automated, decentralized DeFi protocols. You choose the option that's best for your goals.

Access your funds any time, instantly and fee-free.

Earn reward points for healthy behaviors, like saving money.

A bank replacement, built for the future

Decentralized finance

DeFi, demystified

The earning power of DeFi now accessible for all. We deal with the complexity. You enjoy a seamless mobile experience with unbeatable high yields.

Our DeFi expertise works for you.

No need to juggle wallets or study emerging protocols.

Heavy-lifting behind the scenes.

Reap the benefits of DeFi. No technical know-how required.

Helpful service from real humans

Consider us your friendly crypto guides here to chat 24/7.

Save time
and enjoy!

Live your life. We'll check in when you need to manage your DeFi portfolio.

Out with the old

The results are in

Marcus
CD Account

Hightop
Features

Best-in-class APY

0.70%

Up to 10%

Minimum balance

$500

Cash + Crypto under one roof

Yes

Withdrawals

Limited, with penalty

Unlimited

DeFi expertise baked-in

Yes

Built for the future

Yes

Where 90% of your APY goes

Goldman Sachs execs

You!

Product

Company

Legal
Customer Support
Mon-Fri 9am-5pm MT

The Hightop Cash Account is provided through Evolve Bank & Trust, Member FDIC. Only the Cash Account is FDIC insured, no other accounts are FDIC insured. The Earn Account is a non-fiat account and is not provided by Evolve Bank & Trust. The Earn Account and the annual percentage yield are made possible through cryptocurrencies and decentralized protocols.

The Hightop Visa® Debit Card is issued by Evolve Bank & Trust pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.