Hightop - Banking for the crypto generation

Hightop
Hightop
Hightop
LegalCustomer SupportMon-Fri 9am-5pm MT
Direct Access to DeFi

The easiest way to earn epic returns

DeFi-Powered.
Cash & Crypto assets.
No fees.

Download Hightop app

Earn Account

3% to 10% APY

Make your savings work smarter.

Up to 10% yield (variable) through Hightop

Up to 10% yield (variable) through Hightop

Hightop is powered by automated, decentralized DeFi protocols. You choose the option that's best for your goals.

Hightop is powered by automated, decentralized DeFi protocols. You choose the option that's best for your goals.

Access your funds any time, instantly and fee-free.

Access your funds any time, instantly and fee-free.

Earn reward points for healthy behaviors, like saving money.

Earn reward points for healthy behaviors, like saving money.

A bank replacement, built for the future
Decentralized finance

DeFi, demystified

The earning power of DeFi now accessible for all. We deal with the complexity. You enjoy a seamless mobile experience with unbeatable high yields.

  • Compound
  • Uniswap
  • Curve
  • Yearn
  • AAVE
  • Sushi

Our DeFi expertise works for you.

No need to juggle wallets or study emerging protocols.

Heavy-lifting behind the scenes.

Reap the benefits of DeFi. No technical know-how required.

Helpful service from real humans

Consider us your friendly crypto guides here to chat 24/7.

Save time
and enjoy!

Live your life. We'll check in when you need to manage your DeFi portfolio.

Out with the old

The results are in

Marcus
Marcus
CD Account
Hightop
Hightop
Features
Best-in-class APY
0.70%
Up to 10%
Minimum balance
$500
$0
Cash + Crypto under one roof
No
Yes
Withdrawals
Limited, with penalty
Unlimited
DeFi expertise baked-in
No
Yes
Built for the future
No
Yes
Where 90% of your APY goes
Goldman Sachs execs
You!
The Hightop Cash Account is provided through Evolve Bank & Trust, Member FDIC. Only the Cash Account is FDIC insured, no other accounts are FDIC insured. The Earn Account is a non-fiat account and is not provided by Evolve Bank & Trust. The Earn Account and the annual percentage yield are made possible through cryptocurrencies and decentralized protocols.
The Hightop Visa® Debit Card is issued by Evolve Bank & Trust pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.

Banking services

EvolveFDICVisa

Compliance

SocureSardine

Crypto

BitgoZero Hash

Copyright © Genesis Block Financial, Inc. dba Hightop. All rights reserved. NMLS ID 1904334: NMLS Consumer Access