Everything you need for your everyday money
Deposit your paycheck, pay bills, and earn rewards.
Spend anywhere: Apple Pay, Google Pay, or swipe in-store.
Instant deposits, ACH transfers, wires, and more.
No hidden fees or charges.
Hightop - Banking for the crypto generation
Cash account
Full-service bank replacement, built for the future.
FDIC insured.
Up to 3% cash & crypto back.
Crypto-native.
*FDIC Insurance provided by our banking partner, Evolve Bank & Trust.
Access remarkable rewards with every swipe
Earn up to 3 Reward points for every $1 spent.
Up to 3% cashback—redeem as crypto or USD.
Unlock perks, raise your status, and power-boost your earnings.
Get the best from cash and crypto worlds
Convert between cash and crypto with one click.
Free instant transfers between your Cash and Earn accounts.
Spend cash on your everyday needs.
Secure and insured, for complete peace of mind
No visible numbers on your physical and virtual cards.
Freeze your card or update your PIN in-app, in seconds.
FDIC-insured up to $250,000, provided by Evolve Bank & Trust.*
*The Hightop Cash Account is provided through Evolve Bank & Trust, Member FDIC. Only the Cash Account is FDIC insured, no other accounts are FDIC insured.
Banking services
Compliance
Crypto
