Hightop - Banking for the crypto generation

Hightop
Hightop
Hightop
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Cash account

Full-service bank replacement, built for the future.

FDIC insured.
Up to 3% cash & crypto back.
Crypto-native.

*FDIC Insurance provided by our banking partner, Evolve Bank & Trust.

Download Hightop app

Everything you need for your everyday money

Deposit your paycheck, pay bills, and earn rewards.

Deposit your paycheck, pay bills, and earn rewards.

Spend anywhere: Apple Pay, Google Pay, or swipe in-store.

Spend anywhere: Apple Pay, Google Pay, or swipe in-store.

Instant deposits, ACH transfers, wires, and more.

Instant deposits, ACH transfers, wires, and more.

No hidden fees or charges.

No hidden fees or charges.

Everything you need for your everyday money
Access remarkable rewards with every swipe

Access remarkable rewards with every swipe

Earn up to 3 Reward points for every $1 spent.

Earn up to 3 Reward points for every $1 spent.

Up to 3% cashback—redeem as crypto or USD.

Up to 3% cashback—redeem as crypto or USD.

Unlock perks, raise your status, and power-boost your earnings.

Unlock perks, raise your status, and power-boost your earnings.

Get the best from cash and crypto worlds

Convert between cash and crypto with one click.

Convert between cash and crypto with one click.

Free instant transfers between your Cash and Earn accounts.

Free instant transfers between your Cash and Earn accounts.

Spend cash on your everyday needs.

Spend cash on your everyday needs.

Get the best from cash and crypto worlds
Secure and insured, for complete peace of mind

Secure and insured, for complete peace of mind

No visible numbers on your physical and virtual cards.

No visible numbers on your physical and virtual cards.

Freeze your card or update your PIN in-app, in seconds.

Freeze your card or update your PIN in-app, in seconds.

FDIC-insured up to $250,000, provided by Evolve Bank & Trust.*

FDIC-insured up to $250,000, provided by Evolve Bank & Trust.*

*The Hightop Cash Account is provided through Evolve Bank & Trust, Member FDIC. Only the Cash Account is FDIC insured, no other accounts are FDIC insured.

The Hightop Cash Account is provided through Evolve Bank & Trust, Member FDIC. Only the Cash Account is FDIC insured, no other accounts are FDIC insured. The DeFi Access feature is a non-fiat feature and is not provided by Evolve Bank & Trust. The DeFi Access feature and the annual percentage yield are made possible through cryptocurrencies and decentralized protocols.
The Hightop Visa® Debit Card is issued by Evolve Bank & Trust pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.

Banking services

EvolveFDICVisa

Compliance

SocureSardine

Crypto

BitgoZero Hash

Copyright © Genesis Block Financial, Inc. dba Hightop. All rights reserved. NMLS ID 1904334: NMLS Consumer Access