The Hightop Cash Account is provided through Evolve Bank & Trust, Member FDIC. Only the Cash Account is FDIC insured, no other accounts are FDIC insured. The DeFi Access feature is a non-fiat feature and is not provided by Evolve Bank & Trust. The DeFi Access feature and the annual percentage yield are made possible through cryptocurrencies and decentralized protocols.

The Hightop Visa® Debit Card is issued by Evolve Bank & Trust pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.